I can’t stand car dealers. They ALL lie. Just to get you in the door. What doesn’t make sense to me is why they lie to get you in the door only to deny you a car.
I’m currently in the position where I either need a new car or I fix my current car which isn’t worth fixing. Unfortunately I have no money and terrible credit.
That doesn’t mean I don’t make enough money to make payments on a car, though. Unfortunately they don’t go off of that, or everybody would be able to get a car.
This morning I went to Whitewater Motors after filling out their extremely misleading online form. Their form said I was approved for a car and even told me how much I was going to pay per month. I stopped in the lot and found out that was all a lie. Needless to say, I was denied, even with a cosigner with great credit.
That’s when I turned to DriveTime. I had previously filled out an app on their website, and it, too, said I was approved for a loan. I kind of forgot about them, but they continued to hound me to schedule a test drive or to talk to them about whatever. Endless emails, calls, and texts. I called them and told Dave I have terrible credit, no money down, and I just started a new job. I also told him I have a trade in that I still owe money on and told him how much. He said it was his job to put me in a car and that I would be fine.